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English
Summary. Pledge Master is a personal stock-pledge / leverage portfolio tool. Your financial data stays on your device. We run no analytics, tracking, or advertising, and there is no account system.
What stays on your device
Your portfolio, positions, debts, cash records and settings are stored locally on your device (an on-device database). They are not uploaded to us and we cannot see them.
Third parties we contact (only what's needed to work)
- Yahoo Finance — to show live quotes, the stock symbols you track are sent to Yahoo's public quote endpoint. We do not send your identity or your portfolio. Yahoo's own privacy terms apply to that request.
- In-app feedback / wishlist (optional). If you choose to send feedback, only the text you type (plus a local timestamp and, for a tip, the amount) is sent to the developer via a Google Apps Script endpoint, followed by an email draft you initiate. No device ID, name, email address or IP is attached by us. This is voluntary and only happens when you tap send. Please don't include sensitive information you don't want shared.
- Tips via Ko‑fi (Android only, optional). On Android, an optional "tip" button opens Ko‑fi in your browser; any payment there is handled by Ko‑fi under their terms. The iOS version does not use Ko‑fi.
- Purchases & tips. The one-time Pro unlock and the optional in-app tips are processed on iOS by the Apple App Store (StoreKit) and on Android by Google Play. We run no server of our own and never see or store your payment details.
What we do NOT do
No analytics SDKs, no third-party trackers, no advertising, no crash-reporting SDKs (no Firebase / Sentry / Crashlytics), no selling of data, no user accounts, no cloud sync, no background location. Our App Store privacy label is "No Data Collected".
Children
This app is not directed at children under 13.
Your control
Deleting the app removes the on-device data. For feedback you've sent, contact us at the email above.
Changes
We may update this policy; the effective date above will change. Material changes will be noted in the app or release notes.
繁體中文
摘要。質押大師是個人股票質押／槓桿部位的管理工具。你的財務資料留在你的裝置上。我們不做任何分析、追蹤或廣告，也沒有帳號系統。
留在你裝置上的資料
你的投資組合、部位、負債、現金紀錄與設定，都儲存在你裝置本機的資料庫裡，不會上傳給我們，我們也看不到。
我們會連線的第三方（只為了讓功能運作）
- Yahoo Finance — 為了顯示即時報價，會把你追蹤的股票代號送到 Yahoo 的公開報價端點。我們不會送出你的身分或投資組合內容。該請求適用 Yahoo 自己的隱私條款。
- App 內意見／許願（選用）。若你選擇送出意見，只有你輸入的文字（加上本地時間戳記，以及打賞時的金額）會透過 Google Apps Script 端點傳給開發者，接著開啟一封由你自己發起的 email 草稿。我們不會附上任何裝置 ID、姓名、email 或 IP。這完全是自願的，只有在你按下送出時才會發生；請勿填入你不想分享的敏感資訊。
- Ko‑fi 打賞（僅 Android、選用）。在 Android 版，選用的「打賞」按鈕會在瀏覽器開啟 Ko‑fi；該處的付款由 Ko‑fi 依其條款處理。iOS 版不使用 Ko‑fi。
- 購買與打賞。一次性 Pro 解鎖與選用的 App 內打賞，於 iOS 由 Apple App Store（StoreKit）、於 Android 由 Google Play 處理；我們沒有自己的伺服器，也不會看到或儲存你的付款資訊。
我們不會做的事
沒有分析 SDK、沒有第三方追蹤、沒有廣告、沒有崩潰回報 SDK（沒有 Firebase／Sentry／Crashlytics）、不販售資料、沒有使用者帳號、不做雲端同步、不在背景取得位置。我們在 App Store 的隱私標籤為「不收集資料（No Data Collected）」。
兒童
本 App 並非以 13 歲以下兒童為對象。
你的控制權
刪除 App 即可移除裝置上的資料。已送出的意見，請來信上方信箱聯絡。
變更
我們可能更新本政策；更新時上方生效日期會改變，重大變更會在 App 內或更新說明中告知。
Disclaimer / 免責： Pledge Master is a personal calculator and bookkeeping tool. All figures are for personal reference only and are not investment advice. 本 App 為個人試算與記帳工具，所有數字僅供參考，不構成投資建議；實際維持率、追繳與斷頭標準以你的券商規定為準。